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Student Loan Agreement

The Truth About Late Loan Payments

You found the perfect loan combination for your higher education costs. The federal government and private entities have been loaning people tuition money for so many decades now that the process can be smooth sailing.

But you might be asking yourself, what happens if I’m late on a payment? Will there be financial penalties or even worse, criminal penalties? Will all my hard work be for naught? Will banks and the government forever dog me?

What If I Can't Pay: Student Loan Deferment Plans

It seemed so far away when you started school. Loan payments were as hard to comprehend as putting on a suit and going for your first post-graduate job interview.

But now that day is here, or maybe that time has come and gone and you’ve been faithfully making payments. But now, you are not having as much luck landing that job as you’d hoped, or circumstances have pulled your financial resources to more pressing concerns.

Planning Ahead: Graduation, Grace Periods And Loan Repayment

If you're asking yourself "how long do I have after graduating to start paying back my student loan," you’ve got the makings of a financially solid adult.

Too often graduation comes faster than anyone expects, even though it seems like it can be forever when you’ve got midterms looming in front of you. Or, outside pressures make it necessary to drop below full-time student status or take a leave of absence from school altogether. Either way, the day will come when you have to repay your student loan.

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